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You'll need to file a police report as soon as possible after you've been scammed, especially if money was actually stolen from your account.

Your bank and/or credit card company will likely want a copy of the police report as will the major credit agencies.

Never call a number in an email as it might be part of a phishing scam.

Calling the police after you've been scammed might sound silly but it's not. When you're robbed on the street you contact the police, right? The fact that the criminal used the Internet to steal your money doesn't make it any less of a crime.

If you've been the victim of identity theft or you believe that scammers have gotten all the information they need to obtain a credit card or loans in your name, you may want to start monitoring your credit score by contacting the 3 major credit bureaus to request copies of your credit report.

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You might want to install and run a Second Opinion Scanner as well.

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This doesn't guarantee that the lender won't grant the thief credit anyway, but at least it throws up a big red flag to anyone who is paying attention.

Hopefully, they will call you and you can tell them that you did not authorize the credit inquiry and that the person trying to open the account is an imposter.

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